With the new healthcare mandates and policies that have been in effect through the Affordable Care Act, NOW is the time to get your breast cancer screenings. It has been proven that early detection and screenings are catching breast cancer in its early stages, when it is more treatable. The Affordable Healthcare Act (ACA) has mandated that everyone have healthcare insurance. Insurance companies are required to cover in full all US Preventive Services Task Force’s (USPSTF) Grade A and B recommendations. Therefore, within the ACA’s policies breast cancer prevention is covered in full, meaning no out-of-pocket co-pay or deductible beginning with plan years starting after August 1, 2012, to the insurer. Any woman that is of age to be screened has no excuse to not receive preventive care.
“The language of the law may be confusing and the glitches on the website problematic, but overall, the ACA is positive for women with breast cancer,” Monica Fawzy Bryant said. “Looking at the big picture, it gives people new ways to purchase insurance and makes insurance as affordable as possible.”
The ACA mandates that coverage will be guaranteed and out-of-pocket costs will be eliminated in new insurance plans for proven preventive services. It has been recommended that a screening mammography be given, with or without clinical breast examination, every 1 to 2 years for women age 40 years and older. The women whose family history is associated with an increased risk for deleterious mutations in BRCA1 or BRCA2 genes should be referred for genetic counseling and evaluation for BRCA testing, which is also fully covered.
“A recent study by Harvard University researchers also makes a case for starting routine mammograms before women are in their 50s. The study found that 71 percent of women who had died as a result of their breast cancer did not have a mammogram prior to diagnosis. Half of the breast cancer deaths occurred in women who were younger than 50”
For a better understanding of when you should be getting your screenings the American Cancer Society has laid out a graph of mammography screening coverage laws by state. It shows the frequency and age requirements per state.